What is Title Insurance?
A Home's History Matters
You found the perfect 1940s Craftsman in the Historic Fairmount District. When you think “historic,” you might picture front porch conversations, timeless character, and stories built into the walls.
But there’s another kind of history that matters just as much. One that isn’t visible, yet can significantly impact your investment. Title insurance makes sure the home's legal history is just as solid as its charm.
What is Title Insurance?
Title insurance protects you by uncovering and verifying your property’s legal history. ​Just like you’d check the age of the roof or plumbing, it’s essential to understand:​
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Who legally owns the property
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Whether there are liens or unpaid debts
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If there are any title issues or disputes
Every home has a story and title insurance makes sure there are no hidden surprises.
Why Title Insurance is Important
Buying a home is one of the largest financial decisions you’ll make. Title insurance helps eliminate risk and gives you confidence at closing by:
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Verifying legal ownership
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Identifying outstanding debts or claims
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Ensuring a clean, legal transfer of title
Your ownership is protected, so it can’t be challenged later.
Types of Insurance Policies
Owner’s Title Policy
Protects you, the buyer, from issues such as:​
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Outstanding taxes
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Invalid ownership transfers
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Property encroachments
Lender’s Title Policy
Protects the lender by ensuring:​
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Their lien is valid
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Their lien position is properly established
Your Escrow Officer
A trusted, neutral third party guiding your closing from start to finish.
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Neutral Third Party - Verifies identities, reviews documents, and keeps all parties informed.
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Protection - Safeguards funds and monitors the transaction for accuracy and security.
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Here to Help - Available to answer questions and provide clarity every step of the way.
Serving Texas for 30 Years
Researching public land records is complex and easy to misinterpret. Title companies have complete access to county records which are then reviewed by an expert to ensure you fully understand your property’s history.
At Sewell Title, we are licensed for all counties in the State of Texas, with specific in-house title examinations plants for Tarrant, Parker and Palo Pinto counties.
​With two locations serving Tarrant, Parker and Palo Pinto counties, and with remote services and closings in other counties as needed, Sewell Title makes it easy to close wherever is most convenient for you. ​